You’re driving on a hot day, the sunroof is open, and the wind is blowing through your hair. It feels great, or does it? Many people think that having a sunroof is a must-have for any vehicle, but there are some things you should consider before making your decision.
Here are the pros and cons of sunroofs to help you decide if one is right for you. We’ll also go over in further detail three reasons why you might want to rethink having a sunroof.
We’ll also answer the question: Does insurance cover water leaks?
The History of the Sunroof
Did you know that sunroofs were first introduced in automobiles in the 1950s? They were originally designed for luxury vehicles but eventually became more mainstream. Today, sunroofs are available on a wide range of vehicles, from economy cars to SUVs.
Paul Sterzing, a German engineer, invented the sunroof. He originally designed them for use on trains, but they were later adapted for use in automobiles.
The Pros of Having a Sunroof
There are a couple of pros that immediately come to mind when people think of sunroofs in a car.
Sunroofs provide a sense of openness and freedom that is hard to replicate with any other car accessory. They let in natural light and fresh air, which can improve your mood and make the driving experience more pleasant. Sunroofs also allow you to enjoy the outdoors while you’re driving. This can be a perfect companion for your travel adventures.
They can be a great way to cool down your car on a hot day, and they can improve the aerodynamics of your car, making it more fuel efficient. Some sunroofs even come with built-in rain sensors that close the roof automatically when it starts to rain.
The Cons of Having a Sunroof
Sunroofs in cars, however, can actually create more problems. Here are three things to consider:
- They can increase the risk of getting sunburned. Sunroofs allow direct sunlight and UV radiation to enter the car and onto the driver and passengers. This can cause skin cancer, premature skin aging, and other skin problems, so you’ll need to take extra caution to protect your skin from the sun while driving.
- Sunroofs can also cause water leaks. If the seal around the sunroof isn’t tight, water can seep into the car. This can damage the car’s interior and electronic equipment. Water leaks can also damage personal belongings that are stored in the car.
- Sunroofs may also increase your car insurance premiums. Insurance companies may consider them a high-risk item and increase your premiums accordingly.
Does insurance cover water leaks?
Most car insurance policies will cover water damage that is a direct result of a sunroof leak. This means that if water enters your car as a result of the sunroof being open, your insurance company will likely reimburse you for the damages.
However, if you have an aftermarket sunroof installed in your car, your insurance policy may not cover water damage. It is important to check with your insurance company to see if they will cover water damage caused by a sunroof before you install one.
How to Choose the Right Sunroof for Your Needs
If you’re considering adding a sunroof to your car, there are a few things to keep in mind. The last thing you want to do is invest in a sunroof only to find out that it’s not covered by your insurance carrier or that it’s faulty.
First, decide what type of sunroof you want. There are three types: manual, electric, and sliding.
- Manual sunroofs: the cheapest and simplest type. They open and close manually, either by turning a crank or by pulling on a string.
- Electric sunroofs: More expensive, but they open and close automatically.
- Sliding sunroofs: the most expensive and complex type. They slide back and forth on tracks, allowing you to open them partially or fully.
So, now you can make a more informed decision. If you don’t want to worry about opening and closing the roof yourself, choose an electric sunroof. If you want the most flexibility in terms of how much sunlight and fresh air you let in, choose a sliding sunroof.
Once you’ve decided on the type of sunroof, you need to decide on the size. Sunroofs come in different sizes, so choose one that’s the right fit for your car. Make sure to measure the width and height of your car’s roof to make sure the sunroof will fit.
Finally, consider the cost. Manual sunroofs are the cheapest, and sliding sunroofs are the most expensive. Choose the one that fits your budget and needs.
Thinking about installing a sunroof by yourself?
If you’re thinking about installing a sunroof in your car, there are a few things you need to know.
- Sunroofs are not a do-it-yourself project. Unless you’re very experienced with auto body work, it’s best to leave the installation to a professional.
- Sunroofs can be expensive. The cost of the sunroof itself, as well as the installation, can range from a few hundred dollars to a couple thousand.
- Sunroofs can affect your car’s resale value. If you’re planning on selling your car in the future, keep this in mind.
As with any car modification, like installing a backup camera, consider all your options before making your decision. And be sure to have some fun with it. Just keep in mind what things like your car color says about you, as well as any other additions to include on your vehicle.
Sunroof or no sunroof?
So, should you get a sunroof? It depends. If you live in an area with high UV index ratings, you may want to reconsider.
If you’re prone to skin cancer or other skin problems, a sunroof may not be the best choice for you. If you store valuables in your car, a sunroof could put them at risk of water damage.
Think carefully about the pros and cons of having a sunroof before making your decision. It’s not a decision to be made lightly. But if you do decide to get one, follow our tips on how to choose and install the right sunroof for your needs.
Luke Williams writes and researches for the auto insurance comparison site, AutoInsurance.org. His passions include insurance and helping others make smart financial decisions.